The Problem: The modern banking model started in 1694 in London. For over three hundred years we have allowed private organisations, namely central banks, create money and issue it into society. They have three ultimate customers; individuals, businesses and governments. We deal with local national banks for our daily commerce, but ultimately they are just agents who are getting their money from

In the time of the famine the potato was blighted. That was a small problem that became catastrophic due to our over reliance on the very same potato. Today our money system is equally blighted. Again it is a problem that has become catastrophic due to our complete over reliance on cash in our society. All talk of bond burning, debt restructuring, interest rate reductions etc.. is a massive waste

Until governments reclaim the right to issue their own monies this banking and personal economic crisis will continue and just get worse. After all, economies or lives cannot run on debt. Usury or the application of interest on borrowed money is the single greatest malevolence in our world. It only works when the population is rapidly expanding, as during the 20th century. Now that the rate of population